2026 Secured Finance Industry Technology Survey
The Monitor 2026 Secured Finance Industry Technology Survey, sponsored by Solifi, brings together insights from 884 secured finance professionals across equipment finance, working capital, and independent finance organizations on the technologies, priorities, and challenges shaping the industry.
Including responses from 60 of the Monitor 100 and 38 of the top 50 ABLs, this year’s report reveals how the industry is moving from digital experimentation to operational execution.
Key findings include:
- 71% say real-time decisioning is now critical to customer expectations
- 56% reported an increased appetite for technology investment in 2026
- AI and advanced analytics adoption increased by more than 20% year-over-year
- 61% of AI users in equipment finance cite underwriting and credit scoring as their primary use case
- Integration capabilities overtook cost as the industry’s top technology vendor selection factor
